Simple, evidence-based personal finance for Canadians
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LATEST POSTS
When Investing Becomes Too Much: My Journey to a Simpler Portfolio Meta Description: 13 ETFs, 5 accounts, 3 years down the factor-investing rabbit hole — here’s the story of how I got from there to a portfolio I never think about. Target Keyword: simplify investment portfolio / stop tinkering with portfolio Series: Part 3 of 3 — Simplicity Series
There will always be another ETF, another strategy, and another portfolio that looks better on paper. Learn why searching for the perfect portfolio can become counterproductive, and why a good enough portfolio may be the one you can actually stick with.
Investing doesn’t have to be complicated. Learn why a simple, diversified investment strategy can help you spend less time chasing the perfect portfolio and more time focusing on the things that matter.
Compare the best Canadian stock brokers and robo-advisors in 2026. Reviewing Wealthsimple, Questrade, and IBKR fees, features, and FHSA support.
Successful investing depends on more than choosing investments. Learn how common behavioural biases affect decisions and how to build a plan you can follow.
2025 was the year of building your foundation. From mastering your budget to choosing a debt payoff strategy, you’ve done the work. Now, use this checklist to bridge your progress into 2026 with official CRA updates on TFSA, RRSP, and tax brackets.
Your beliefs about money influence more than your bank balance. Learn where these patterns come from and how to build healthier financial habits.
The FHSA helps eligible Canadians save for a first home through deductible contributions and tax-free qualifying withdrawals. Here are the rules for 2026.
Before you click “buy,” make sure you know what you are getting. Here is your 2026 checklist for Canadian ETF due diligence.
RANDOM POSTS
Whether you want to retire at 40 or 65, you need a strategy. Here is how to project your needs and bridge the gap.
Your credit score dictates your mortgage rate. Learn how the Canadian system works and how to boost your points.
Trying to predict market highs and lows requires getting two difficult decisions right. Here is why a disciplined, long-term approach usually works better.
