Last updated: October 3, 2026
This page explains the nature of the information published on MindsetMoney, how affiliate and referral relationships are disclosed, and how information about visitors may be collected and used.
General information and no financial advice
MindsetMoney provides general educational information about personal finance, saving, investing, taxes and related topics in Canada.
The content is not personalized financial, investment, tax, accounting or legal advice. It does not consider your income, objectives, financial situation, risk tolerance or other individual circumstances.
Before making an important financial decision, consider consulting an appropriately qualified professional who can evaluate your situation.
Accuracy and changing information
I aim to make MindsetMoney’s content accurate, useful and supported by reliable sources. However, financial rules, contribution limits, tax provisions, product features, fees and promotional offers can change.
No guarantee is made that every article will always be complete, current or free of errors. Publication and update dates provide context, but you should verify time-sensitive information with the relevant government agency, regulator, financial institution or other original source.
If you notice an error or outdated detail, you are welcome to report it through the contact form available on the site.
Investing involves risk
All investments involve risk, including the possible loss of some or all the money invested. Past performance does not guarantee future results.
References to an investment, exchange-traded fund, financial institution, strategy or asset allocation are provided for educational purposes. They are not recommendations to buy, sell or hold a particular investment.
You are responsible for evaluating whether a financial product or strategy is suitable for your circumstances.
Affiliate and referral disclosure
Some pages on MindsetMoney contain affiliate or referral links. If you follow one of these links and open an account, make a purchase or complete another qualifying action, I may receive a commission, referral credit or another benefit. This generally does not increase the price you pay.
Affiliate and referral relationships are disclosed close to the relevant recommendation whenever practical. Links that may generate compensation are also marked appropriately for search engines.
Compensation does not guarantee that a company, product or service will be included, receive a positive review or be presented as the best option. Comparisons aim to use consistent criteria and explain meaningful costs, limitations and trade-offs.
Offers and eligibility requirements are controlled by the third-party provider and may change without notice. Verify the current terms directly with that provider before acting.
External links
MindsetMoney links to government websites, regulators, financial institutions, research, publishers and other third-party resources.
These links are provided for reference and convenience. MindsetMoney does not control third-party websites and is not responsible for their availability, security, accuracy, privacy practices or subsequent changes.
Visiting an external website is subject to that website’s own terms and privacy policy.
Privacy
Information you provide
MindsetMoney may receive personal information that you voluntarily submit through a contact form or another interactive feature. This may include:
- Your name
- Your email address
- The subject and contents of your message
- Any other information you choose to include
Please do not submit sensitive financial information, account numbers, passwords, government identification numbers or payment-card information through the contact form.
Information collected automatically
When you visit the website, the site and its service providers may automatically receive technical information such as:
- Your Internet Protocol address
- Browser and device type
- Operating system
- Pages visited and links used
- Approximate location derived from an IP address
- Date, time and duration of a visit
- Referring website or search engine
This information may be recorded in server logs or collected through cookies and similar technologies.
How information is used
Information may be used to:
- Respond to messages and questions
- Operate, secure and maintain the website
- Diagnose technical problems
- Understand how visitors use the site
- Improve content, navigation and performance
- Detect spam, abuse or security threats
- Meet legal or regulatory obligations
MindsetMoney does not sell visitors’ personal information.
Cookies and analytics
Cookies are small files stored by a browser. They may be used for essential website functions, security, preferences, audience measurement and embedded third-party features.
MindsetMoney may use an analytics service, such as Google Analytics, to understand general website traffic and usage patterns. Analytics information may include visited pages, device information, approximate geographic information and interactions with the site.
You can restrict or delete cookies through your browser settings. Blocking some cookies may affect certain website features. Where site-level consent controls are available, you can also use them to manage optional cookies.
Service providers and embedded content
Information may be processed by service providers that help operate MindsetMoney, including website hosting, security, analytics, contact-form delivery and technical-support providers.
Some pages may include or link to content from third-party services, such as Buy Me a Coffee, financial platforms, retailers or social networks. These services may collect information under their own privacy policies when you interact with their content or visit their websites.
Service providers receive only the information reasonably required to perform their functions. Information may also be disclosed when required by law or when reasonably necessary to protect the website, its users or others.
Retention and security
Personal information is retained only for as long as reasonably necessary to answer a request, maintain appropriate records, operate the website or meet legal obligations.
Reasonable administrative and technical measures are used to protect collected information. However, no website, email system or method of electronic storage can be guaranteed completely secure.
Access, correction and deletion requests
You may ask whether MindsetMoney holds personal information about you. You may also request access to it or ask for an inaccurate record to be corrected or deleted, subject to applicable legal and technical limitations.
To make a privacy request or raise a concern, use the contact form available on the website and identify the message as a privacy request. Enough information may be requested to confirm your identity before completing the request.
Copyright and permitted use
Unless otherwise indicated, original articles and other original material published on MindsetMoney are protected by copyright.
You may link to MindsetMoney and quote brief passages with clear attribution and a link to the original page. Republishing complete articles, substantial portions of articles or original site materials requires prior written permission.
Third-party names, trademarks, quotations and materials remain the property of their respective owners.
Limitation of liability
You use MindsetMoney and rely on its content at your own discretion and risk.
To the extent permitted by applicable law, MindsetMoney and its author are not responsible for losses, damages or other consequences arising from the use of the website, reliance on its content, technical interruptions or interactions with third-party websites, products and services.
Nothing on this page excludes any responsibility that cannot legally be excluded.
Changes to this page
This page may be updated when the site’s content, tools, service providers or privacy practices change. The date at the top of the page indicates the most recent revision.
Contact
For questions about this page, the website’s content or MindsetMoney’s privacy practices, use the contact form available on the site.