2025 was the year of building your foundation. From mastering your budget to choosing a debt payoff strategy, you’ve done the work. Now, use this checklist to bridge your progress into 2026 with official CRA updates on TFSA, RRSP, and tax brackets.
Saving for a down payment in Canada can feel overwhelming, but with the right strategies — like using the FHSA, RRSP, and TFSA — you can reach your goal faster.
Building an emergency fund in Canada is essential for financial stability, providing a safety net for unexpected expenses like job loss, medical emergencies, or urgent repairs. This guide covers how much you should save, practical ways to build your fund, and the best places to store it—such as high-interest savings accounts, cash-like ETFs like CASH.TO and CBIL.TO, and bond ETFs. Learn how to protect your savings, stay motivated, and ensure your emergency fund grows while remaining easily accessible.