Getting Started

Start Here

By 4 Mins Read 
Quick note before we start: this page shares general ideas about managing money and investing in Canada. It’s not personal financial advice.

Start Here

Welcome to Mindset Money 🇨🇦

Hi there, and welcome to Mindset Money — a place for Canadians who want to understand money, build wealth, and reach financial freedom without overcomplicating things.

Whether you’re paying off debt, opening your first TFSA, or growing a long-term investment portfolio, this blog is built to make personal finance clear, evidence-based, and achievable.

Who I Am

I’m Quentin, the person behind Mindset Money.
When I arrived in Canada, I quickly saw how powerful financial knowledge can be for building independence. I started learning everything — from personal finance basics to investing, markets, and academic research — and what began as curiosity became a lifelong passion.

My goal now is simple: to share what I’ve learned so that you can make smarter financial decisions, without the noise, fear, or jargon.

Why I Created Mindset Money

Money doesn’t have to be stressful. You don’t need to follow trends, chase quick returns, or be an expert to take control of your financial life.

I built Mindset Money to help Canadians:

  • Simplify Personal Finance — Clear, proven principles that actually work.
  • Invest Rationally — Evidence-based strategies that grow over time.
  • Plan Confidently — Use Canadian tools like TFSAs, RRSPs, and RESPs the right way.
  • Achieve Financial Freedom — Step by step, at your own pace.

What You’ll Learn Here

  • Saving & Budgeting — Build strong habits, set goals, and automate your cash flow.
  • Debt & Credit — Manage loans wisely and improve your credit health.
  • Investing — Learn how ETFs, diversification, and factor investing work.
  • Accounts & Taxes — Optimize where you invest for tax efficiency.
  • Retirement Planning — Prepare for the future with clarity and structure.
  • Resources — Books, tools, and apps I personally recommend.

Where to Start

If you’re new here, these articles will give you a solid foundation:

Explore by Category

Getting Started

  • Financial Basics — Core money concepts and habits.
  • Money Mindset — Psychology, behavior, and consistency.

Saving & Budgeting

  • Budgeting & Routines — Paycheck management and saving systems.
  • Savings Goals — Emergency funds, down payments, short-term investing.

Debt & Credit

  • Credit & Borrowing — How to build credit and use it responsibly.
  • Debt Management — Smart repayment methods and strategies.

Investing

  • Investment Basics — Core principles for new investors.
  • Funds & ETFs — Factor investing, diversification, and evidence-based portfolios.
  • Retirement Planning — Building long-term wealth and financial independence.

Accounts & Taxes

  • Registered Accounts — TFSA, RRSP, FHSA, RESP explained.
  • Tax Optimization — Investing efficiently in Canada.

Resources

  • Apps & Tools — Budgeting apps, brokers, calculators.
  • Books — Reading lists and summaries.
  • Legal & Disclaimers — Transparency, affiliate policies, and site terms.

Let’s Connect

Thanks for visiting Mindset Money. If you have questions, spot something unclear, or want to share your experience — I’d love to hear from you.

You can reach out anytime through the contact page or comment on any article. I read every message personally.

Cheers,
Quentin

Full Disclaimer

This website shares general financial education and is not meant as personal financial advice. All content is for informational purposes only. Always verify information with official Canadian sources or consult a licensed advisor before making financial decisions.

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